From the city's founding until the late 1890s, four wards were created from crossing Trade and Tryon Streets which defined the residential fabric of Charlotte.

The history of Charlotte is inseparable from the history of its neighborhoods. As the twentieth century approached, the Southern textile boom fueled labor and housing demands that were met by the earliest suburbs that rose out of the farms and pastures surrounding the small town. Dilworth was the first of these suburbs, connected to the town center by the city's maiden electric streetcar line. More new communities quickly followed. Some, such as Myers Park and Elizabeth, have remained strong throughout their history. North Charlotte, Belmont, and others have changed under economic and social challenges. Still others, such as Brooklyn, are gone; they survive only in the memories and photographs of the families that called them home.